Terms of Service

Last updated: 27 April 2026

1. Agreement to Terms

By accessing or using Repayas, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

Repayas provides a financial management tool that calculates your "Safe-to-Spend" amount based on your bank transactions, upcoming bills, and reserved funds. This is informational only and does not constitute financial advice.

3. Account Registration

You must provide accurate and complete information when creating an account. You are responsible for maintaining the security of your account credentials.

4. Subscription and Payment

Repayas is offered at £9 per month after a 14-day free trial. You may cancel your subscription at any time from your account settings. No refunds are provided for partial months.

5. Limitation of Liability

Repayas provides estimates based on your transaction data. We are not liable for any financial decisions you make based on these estimates. Always consult a qualified accountant for financial advice.

6. Contact

For questions about these Terms, contact us at legal@repayas.com.